Hello,
The last century has seen nearly thirty (30) bear markets. The average bear market length has been 17.7 months with an average decline of 30.8%. A bear market begins, on average, every 44 months (3.6 years). Average is the keyword. Some bear markets last much longer. The key is how to do long term conservative market timing.
I don't know the future and neither does Warren Buffet, Ben Bernanke or anyone else. The point is that to have long term investing success you must consider the above statistic and much more. To beat the S&P average you must not only be a market analyst, but you must be an exceptional analyst. If you don't want to do all the work of picking stocks and mutual funds then why not consider professional help? Or if you tried to do the work yourself and failed then why not consider professional help? I don't mean the financial advisor who says to buy, hold and pray (while they make 1-2% per year management fees on you). There is a better more cost effective answer. It is here:
To slow and steady growth,
Big A
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